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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash caused by an 18 wheeler, it can be more difficult to settle than a typical car crash claim. This is due to the fact that truck accidents typically cause severe injuries. There are a variety of factors that affect the time it takes to come to an agreement. Here are some of the most important aspects to consider. Insurance claims Like all vehicles on the road, 18 wheeler truckers must carry a minimum amount insurance. This is for good reason. Collisions with big trucks can result in more severe injuries and property damage than a typical car accident. These wrecks can often cause death and devastating injuries. It is therefore crucial for victims of these accidents to make a claim for the compensation they are entitled to. Although 18 wheeler insurance is a must however, it can be difficult to find policies that meet all your requirements. Based on the type of cargo your trucks transport it is possible that you will require additional types of coverage. For 18 wheeler accident law firm richmond , hazmat-related carriers could require up to $5 million in liability insurance. Other policies you may require include towing coverage, trailer interchange insurance, and cargo insurance. A skilled attorney can assist you in determining what kind of insurance coverage is required by your company. They will also assist you in negotiating with the insurance companies to ensure that your claim is properly resolved. In some instances, insurance companies might try to reduce their liability by claiming that they are liable for comparative negligence. This can greatly devalue your claim. A lawyer can help to disprove these claims and receive the maximum amount of compensation you're entitled to. No matter how you were injured in the crash, a knowledgeable lawyer will ensure you get the money you need to recover. Settlements In many instances, a truck accident victim will receive an initial settlement offer well before a lawsuit is filed. This offer is usually far lower than what the victim is entitled to. It's made by the trucking company or their legal team. This offer should never be accepted without consulting a personal injury lawyer. The amount of the settlement is based on various factors, such as the severity of injuries and property damage. It also depends on medical costs. Non-economic damages may also be considered, especially when you've been emotionally or physically affected by the accident. However these losses are more difficult to quantify and require a thorough analysis. The amount of the final compensation is also influenced by determination of liability. If you can prove that the person responsible for the accident violated traffic laws, acted negligently or caused the wreck by some other infraction, they'll be held accountable for your damages. There are however other legal defenses that could limit their liability. These include the doctrine of contributory negligence and comparative fault. The owners of companies that transport goods can also be held liable for accidents. This could happen if the driver of the truck was operating it in poor condition or the company did not keep the vehicle in good repair. In addition, if the cargo was improperly loaded or a portion of the truck was defective the cargo loading and shipping company could be held accountable. Filing a lawsuit If the insurance company fails to settle the claim in a fair manner and you are left with no other choice than to bring a lawsuit. This could prolong the time to a settlement and could result in a larger amount of damages. If you decide to settle or go to trial, a seasoned truck accident attorney is your best bet. The insurance companies involved in this case are going to attempt to undercut you therefore you'll need a lawyer who can protect your interests. A Lafayette truck accident lawyer will examine your accident and determine the value of the damages so that you receive maximum compensation. In many 18 wheeler crashes several parties are responsible. For instance, if a truck driver was under the influence of alcohol or not complying with the hours of service requirements, his or her employer could be held accountable. In addition, the company that makes of a vehicle part or repair shop could be held accountable for a malfunctioning part that caused the accident. Moreover, cargo loading or shipping companies could be held responsible for accidents that affect their trucks. These trucks should be loaded and transported in a safe way to avoid them tipping or jackknifing. These companies are required by law to comply with strict safety guidelines. Additionally, you can seek compensation for other damages that are not economic, such as pain and discomfort. Trial Most cases involving truck accidents are settled through negotiations with an insurance company. A fair settlement should take into account all of your medical expenses along with treatment costs and other losses that you will suffer. An attorney can help determine the possible future damages and also determine the possibility of punitive damages. The length of time needed to obtain a fair and final settlement can depend on a variety of factors. Fortunately, an experienced lawyer can help you through the procedure. The severity of your injuries will determine how much compensation you will receive. Some injuries might only affect you for weeks or even months, but others could have a permanent or long-lasting impact on your life. It may also take time to determine fault, because it is not always immediately apparent in 18 wheeler crashes. This is because there may be multiple parties responsible, including the driver of the truck and the company who employs them. In some cases there may be mechanical issues in the vehicle that lead to a crash. In this instance it is possible to hold the repair shop or manufacturer liable for the damages. There are a variety of factors that affect the amount of a settlement in an 18-wheeler crash however, in general these accidents usually result in larger settlements than those which involve automobiles. This is due to the nature of the injuries and damage that can result from these accidents, which can be catastrophic.